must refinance
Regular verb: refinance - refinanced- refinanced

Affirmation 	
Simple form 	V-ing form 	Perfect 	V-ing perfect 	
I must refinance
you must refinance
she must refinance
we must refinance
you must refinance
they must refinance 	I must be refinancing
you must be refinancing
she must be refinancing
we must be refinancing
you must be refinancing
they must be refinancing	I must have refinanced
you must have refinanced
she must have refinanced
we must have refinanced
you must have refinanced
they must have refinanced	I must have been refinancing
you must have been refinancing
she must have been refinancing
we must have been refinancing
you must have been refinancing
they must have been refinancing	

Negation 	
Simple form 	V-ing form 	Perfect 	V-ing perfect 	
I mustn't refinance
you mustn't refinance
she mustn't refinance
we mustn't refinance
you mustn't refinance
they mustn't refinance 	I mustn't be refinancing
you mustn't be refinancing
she mustn't be refinancing
we mustn't be refinancing
you mustn't be refinancing
they mustn't be refinancing	I mustn't have refinanced
you mustn't have refinanced
she mustn't have refinanced
we mustn't have refinanced
you mustn't have refinanced
they mustn't have refinanced	I mustn't have been refinancing
you mustn't have been refinancing
she mustn't have been refinancing
we mustn't have been refinancing
you mustn't have been refinancing
they mustn't have been refinancing	

Interrogative form 	
Simple form 	V-ing form 	Perfect 	V-ing perfect 	
must I refinance?
must you refinance?
must she refinance?
must we refinance?
must you refinance?
must they refinance? 	must I be refinancing?
must you be refinancing?
must she be refinancing?
must we be refinancing?
must you be refinancing?
must they be refinancing? 	must I have refinanced?
must you have refinanced?
must she have refinanced?
must we have refinanced?
must you have refinanced?
must they have refinanced? 	must I have been refinancing?
must you have been refinancing?
must she have been refinancing?
must we have been refinancing?
must you have been refinancing?
must they have been refinancing? 	

Interro-negative form 	
Simple form 	V-ing form 	Perfect 	V-ing perfect 	
mustn't I refinance?
mustn't you refinance?
mustn't she refinance?
mustn't we refinance?
mustn't you refinance?
mustn't they refinance? 	mustn't I be refinancing?
mustn't you be refinancing?
mustn't she be refinancing?
mustn't we be refinancing?
mustn't you be refinancing?
mustn't they be refinancing? 	mustn't I have refinanced?
mustn't you have refinanced?
mustn't she have refinanced?
mustn't we have refinanced?
mustn't you have refinanced?
mustn't they have refinanced? 	mustn't I have been refinancing?
mustn't you have been refinancing?
mustn't she have been refinancing?
mustn't we have been refinancing?
mustn't you have been refinancing?
mustn't they have been refinancing?