shall refinance
Regular verb: refinance - refinanced- refinanced

Affirmation 	
Simple form 	V-ing form 	Perfect 	V-ing perfect 	
I shall refinance
you shall refinance
she shall refinance
we shall refinance
you shall refinance
they shall refinance 	I shall be refinancing
you shall be refinancing
she shall be refinancing
we shall be refinancing
you shall be refinancing
they shall be refinancing	I shall have refinanced
you shall have refinanced
she shall have refinanced
we shall have refinanced
you shall have refinanced
they shall have refinanced	I shall have been refinancing
you shall have been refinancing
she shall have been refinancing
we shall have been refinancing
you shall have been refinancing
they shall have been refinancing	

Negation 	
Simple form 	V-ing form 	Perfect 	V-ing perfect 	
I shall not refinance
you shall not refinance
she shall not refinance
we shall not refinance
you shall not refinance
they shall not refinance 	I shall not be refinancing
you shall not be refinancing
she shall not be refinancing
we shall not be refinancing
you shall not be refinancing
they shall not be refinancing	I shall not have refinanced
you shall not have refinanced
she shall not have refinanced
we shall not have refinanced
you shall not have refinanced
they shall not have refinanced	I shall not have been refinancing
you shall not have been refinancing
she shall not have been refinancing
we shall not have been refinancing
you shall not have been refinancing
they shall not have been refinancing	

Interrogative form 	
Simple form 	V-ing form 	Perfect 	V-ing perfect 	
shall I refinance?
shall you refinance?
shall she refinance?
shall we refinance?
shall you refinance?
shall they refinance? 	shall I be refinancing?
shall you be refinancing?
shall she be refinancing?
shall we be refinancing?
shall you be refinancing?
shall they be refinancing? 	shall I have refinanced?
shall you have refinanced?
shall she have refinanced?
shall we have refinanced?
shall you have refinanced?
shall they have refinanced? 	shall I have been refinancing?
shall you have been refinancing?
shall she have been refinancing?
shall we have been refinancing?
shall you have been refinancing?
shall they have been refinancing? 	

Interro-negative form 	
Simple form 	V-ing form 	Perfect 	V-ing perfect 	
shall I not refinance?
shall you not refinance?
shall she not refinance?
shall we not refinance?
shall you not refinance?
shall they not refinance? 	shall I not be refinancing?
shall you not be refinancing?
shall she not be refinancing?
shall we not be refinancing?
shall you not be refinancing?
shall they not be refinancing? 	shall I not have refinanced?
shall you not have refinanced?
shall she not have refinanced?
shall we not have refinanced?
shall you not have refinanced?
shall they not have refinanced? 	shall I not have been refinancing?
shall you not have been refinancing?
shall she not have been refinancing?
shall we not have been refinancing?
shall you not have been refinancing?
shall they not have been refinancing?