should refinance
Regular verb: refinance - refinanced- refinanced

Affirmation 	
Simple form 	V-ing form 	Perfect 	V-ing perfect 	
I'd refinance
you'd refinance
he'd refinance
we'd refinance
you'd refinance
they'd refinance 	I'd be refinancing
you'd be refinancing
he'd be refinancing
we'd be refinancing
you'd be refinancing
they'd be refinancing	I should've refinanced
you should've refinanced
he should've refinanced
we should've refinanced
you should've refinanced
they should've refinanced	I should've been refinancing
you should've been refinancing
he should've been refinancing
we should've been refinancing
you should've been refinancing
they should've been refinancing	

Negation 	
Simple form 	V-ing form 	Perfect 	V-ing perfect 	
I shouldn't refinance
you shouldn't refinance
he shouldn't refinance
we shouldn't refinance
you shouldn't refinance
they shouldn't refinance 	I shouldn't be refinancing
you shouldn't be refinancing
he shouldn't be refinancing
we shouldn't be refinancing
you shouldn't be refinancing
they shouldn't be refinancing	I shouldn't have refinanced
you shouldn't have refinanced
he shouldn't have refinanced
we shouldn't have refinanced
you shouldn't have refinanced
they shouldn't have refinanced	I shouldn't have been refinancing
you shouldn't have been refinancing
he shouldn't have been refinancing
we shouldn't have been refinancing
you shouldn't have been refinancing
they shouldn't have been refinancing	

Interrogative form 	
Simple form 	V-ing form 	Perfect 	V-ing perfect 	
should I refinance?
should you refinance?
should he refinance?
should we refinance?
should you refinance?
should they refinance? 	should I be refinancing?
should you be refinancing?
should he be refinancing?
should we be refinancing?
should you be refinancing?
should they be refinancing? 	should I have refinanced?
should you have refinanced?
should he have refinanced?
should we have refinanced?
should you have refinanced?
should they have refinanced? 	should I have been refinancing?
should you have been refinancing?
should he have been refinancing?
should we have been refinancing?
should you have been refinancing?
should they have been refinancing? 	

Interro-negative form 	
Simple form 	V-ing form 	Perfect 	V-ing perfect 	
shouldn't I refinance?
shouldn't you refinance?
shouldn't he refinance?
shouldn't we refinance?
shouldn't you refinance?
shouldn't they refinance? 	shouldn't I be refinancing?
shouldn't you be refinancing?
shouldn't he be refinancing?
shouldn't we be refinancing?
shouldn't you be refinancing?
shouldn't they be refinancing? 	shouldn't I have refinanced?
shouldn't you have refinanced?
shouldn't he have refinanced?
shouldn't we have refinanced?
shouldn't you have refinanced?
shouldn't they have refinanced? 	shouldn't I have been refinancing?
shouldn't you have been refinancing?
shouldn't he have been refinancing?
shouldn't we have been refinancing?
shouldn't you have been refinancing?
shouldn't they have been refinancing?