shall refinance
Verbo regular: refinance - refinanced- refinanced

Afirmación 	
Forma simple 	Forma con V-ing 	Perfecto 	Perfecto con V-ing 	
I shall refinance
you shall refinance
he shall refinance
we shall refinance
you shall refinance
they shall refinance 	I shall be refinancing
you shall be refinancing
he shall be refinancing
we shall be refinancing
you shall be refinancing
they shall be refinancing	I shall have refinanced
you shall have refinanced
he shall have refinanced
we shall have refinanced
you shall have refinanced
they shall have refinanced	I shall have been refinancing
you shall have been refinancing
he shall have been refinancing
we shall have been refinancing
you shall have been refinancing
they shall have been refinancing	

Negación 	
Forma simple 	Forma con V-ing 	Perfecto 	Perfecto con V-ing 	
I shall not refinance
you shall not refinance
he shall not refinance
we shall not refinance
you shall not refinance
they shall not refinance 	I shall not be refinancing
you shall not be refinancing
he shall not be refinancing
we shall not be refinancing
you shall not be refinancing
they shall not be refinancing	I shall not have refinanced
you shall not have refinanced
he shall not have refinanced
we shall not have refinanced
you shall not have refinanced
they shall not have refinanced	I shall not have been refinancing
you shall not have been refinancing
he shall not have been refinancing
we shall not have been refinancing
you shall not have been refinancing
they shall not have been refinancing	

Forma interrogativa 	
Forma simple 	Forma con V-ing 	Perfecto 	Perfecto con V-ing 	
shall I refinance?
shall you refinance?
shall he refinance?
shall we refinance?
shall you refinance?
shall they refinance? 	shall I be refinancing?
shall you be refinancing?
shall he be refinancing?
shall we be refinancing?
shall you be refinancing?
shall they be refinancing? 	shall I have refinanced?
shall you have refinanced?
shall he have refinanced?
shall we have refinanced?
shall you have refinanced?
shall they have refinanced? 	shall I have been refinancing?
shall you have been refinancing?
shall he have been refinancing?
shall we have been refinancing?
shall you have been refinancing?
shall they have been refinancing? 	

Forma interro-negativa 	
Forma simple 	Forma con V-ing 	Perfecto 	Perfecto con V-ing 	
shall I not refinance?
shall you not refinance?
shall he not refinance?
shall we not refinance?
shall you not refinance?
shall they not refinance? 	shall I not be refinancing?
shall you not be refinancing?
shall he not be refinancing?
shall we not be refinancing?
shall you not be refinancing?
shall they not be refinancing? 	shall I not have refinanced?
shall you not have refinanced?
shall he not have refinanced?
shall we not have refinanced?
shall you not have refinanced?
shall they not have refinanced? 	shall I not have been refinancing?
shall you not have been refinancing?
shall he not have been refinancing?
shall we not have been refinancing?
shall you not have been refinancing?
shall they not have been refinancing?