English verb conjugation
OUGHT TO REFINANCE

Regular verb: refinance - refinanced - refinanced

Affirmation

Simple form	V-ing form
I ought to refinance you ought to refinance he ought to refinance we ought to refinance you ought to refinance they ought to refinance	I ought to be refinancing you ought to be refinancing he ought to be refinancing we ought to be refinancing you ought to be refinancing they ought to be refinancing
Perfect	V-ing perfect
I ought to have refinanced you ought to have refinanced he ought to have refinanced we ought to have refinanced you ought to have refinanced they ought to have refinanced	I ought to have been refinancing you ought to have been refinancing he ought to have been refinancing we ought to have been refinancing you ought to have been refinancing they ought to have been refinancing

Negation

Simple form	V-ing form
I oughtn't to refinance you oughtn't to refinance he oughtn't to refinance we oughtn't to refinance you oughtn't to refinance they oughtn't to refinance	I oughtn't to be refinancing you oughtn't to be refinancing he oughtn't to be refinancing we oughtn't to be refinancing you oughtn't to be refinancing they oughtn't to be refinancing
Perfect	V-ing perfect
I oughtn't to have refinanced you oughtn't to have refinanced he oughtn't to have refinanced we oughtn't to have refinanced you oughtn't to have refinanced they oughtn't to have refinanced	I oughtn't to have been refinancing you oughtn't to have been refinancing he oughtn't to have been refinancing we oughtn't to have been refinancing you oughtn't to have been refinancing they oughtn't to have been refinancing

Interrogative form

Simple form	V-ing form
ought to I refinance? ought to you refinance? ought to he refinance? ought to we refinance? ought to you refinance? ought to they refinance?	ought to I be refinancing? ought to you be refinancing? ought to he be refinancing? ought to we be refinancing? ought to you be refinancing? ought to they be refinancing?
Perfect	V-ing perfect
ought to I have refinanced? ought to you have refinanced? ought to he have refinanced? ought to we have refinanced? ought to you have refinanced? ought to they have refinanced?	ought to I have been refinancing? ought to you have been refinancing? ought to he have been refinancing? ought to we have been refinancing? ought to you have been refinancing? ought to they have been refinancing?

Interro-negative form

Simple form	V-ing form
oughtn't I to refinance? oughtn't you to refinance? oughtn't he to refinance? oughtn't we to refinance? oughtn't you to refinance? oughtn't they to refinance?	oughtn't I to be refinancing? oughtn't you to be refinancing? oughtn't he to be refinancing? oughtn't we to be refinancing? oughtn't you to be refinancing? oughtn't they to be refinancing?
Perfect	V-ing perfect
oughtn't I to have refinanced? oughtn't you to have refinanced? oughtn't he to have refinanced? oughtn't we to have refinanced? oughtn't you to have refinanced? oughtn't they to have refinanced?	oughtn't I to have been refinancing? oughtn't you to have been refinancing? oughtn't he to have been refinancing? oughtn't we to have been refinancing? oughtn't you to have been refinancing? oughtn't they to have been refinancing?