English verb conjugation
OUGHT TO REFINANCE

Regular verb: refinance - refinanced - refinanced

Affirmation

Simple form	V-ing form
I ought to refinance you ought to refinance he ought to refinance we ought to refinance you ought to refinance they ought to refinance	I ought to be refinancing you ought to be refinancing he ought to be refinancing we ought to be refinancing you ought to be refinancing they ought to be refinancing
Perfect	V-ing perfect
I ought to have refinanced you ought to have refinanced he ought to have refinanced we ought to have refinanced you ought to have refinanced they ought to have refinanced	I ought to have been refinancing you ought to have been refinancing he ought to have been refinancing we ought to have been refinancing you ought to have been refinancing they ought to have been refinancing

Negation

Simple form	V-ing form
I ought not to refinance you ought not to refinance he ought not to refinance we ought not to refinance you ought not to refinance they ought not to refinance	I ought not to refinancing you ought not to refinancing he ought not to refinancing we ought not to refinancing you ought not to refinancing they ought not to refinancing
Perfect	V-ing perfect
I ought not to have refinanced you ought not to have refinanced he ought not to have refinanced we ought not to have refinanced you ought not to have refinanced they ought not to have refinanced	I ought not to have been refinancing you ought not to have been refinancing he ought not to have been refinancing we ought not to have been refinancing you ought not to have been refinancing they ought not to have been refinancing

Interrogative form

Simple form	V-ing form
ought to I refinance? ought to you refinance? ought to he refinance? ought to we refinance? ought to you refinance? ought to they refinance?	ought to I be refinancing? ought to you be refinancing? ought to he be refinancing? ought to we be refinancing? ought to you be refinancing? ought to they be refinancing?
Perfect	V-ing perfect
ought to I have refinanced? ought to you have refinanced? ought to he have refinanced? ought to we have refinanced? ought to you have refinanced? ought to they have refinanced?	ought to I have been refinancing? ought to you have been refinancing? ought to he have been refinancing? ought to we have been refinancing? ought to you have been refinancing? ought to they have been refinancing?

Interro-negative form

Simple form	V-ing form
ought I not to refinance? ought you not to refinance? ought he not to refinance? ought we not to refinance? ought you not to refinance? ought they not to refinance?	ought I not to be refinancing? ought you not to be refinancing? ought he not to be refinancing? ought we not to be refinancing? ought you not to be refinancing? ought they not to be refinancing?
Perfect	V-ing perfect
ought I not to have refinanced? ought you not to have refinanced? ought he not to have refinanced? ought we not to have refinanced? ought you not to have refinanced? ought they not to have refinanced?	ought I not to have been refinancing? ought you not to have been refinancing? ought he not to have been refinancing? ought we not to have been refinancing? ought you not to have been refinancing? ought they not to have been refinancing?